Commercial Loans

Office, retail, industrial or development finance, structured around your business's cash flow and growth plans, not a generic template.

Commercial lending is assessed differently to a standard home loan, with more weight placed on the property's use, the strength of your business, and the security offered. Lendwise Group works with business owners and investors across Melbourne to structure commercial finance that reflects how the business actually operates.

Manish's background in business banking at CBA means commercial applications are presented with the level of detail lenders expect, whether that's for a business purchasing its own premises, an investor acquiring a commercial asset, or a developer financing a project.

What we help with

  • Owner-occupied commercial premises for your business
  • Commercial investment property purchases
  • Office, retail and industrial property finance
  • Small to medium development and construction finance
  • Refinancing existing commercial facilities
  • Structuring finance alongside your business's broader cash flow needs

Common questions

How is commercial lending different to a home loan?

Commercial loans are typically assessed on the strength of the security and the business's ability to service the debt, and often come with different loan terms, rates and documentation requirements than residential lending.

Can I finance a property through my business or a trust?

Yes, commercial finance can often be arranged through a company or trust structure. We'll talk through what's appropriate for your situation, and recommend you confirm the structure with your accountant.

How long does commercial finance approval take?

Timeframes vary depending on the lender, the complexity of the deal and how quickly documentation is provided. We manage the process closely to avoid unnecessary delays.

Speak with Manish

Manish's business banking background at CBA means commercial deals are structured the way lenders actually assess them.

Book a Strategy Call

Prefer to call?

Reach Manish directly on 0408 987 547.

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