Free Home Loan Health Check Melbourne

Many homeowners set up their loan once and never look at it again, even as rates move, lenders introduce new features, and their own financial position changes. A Lendwise Group home loan health check is a free, no-obligation review of your existing loan to see whether it's still working for you.

We'll look at your current rate, the loan's structure and features, and compare it against what's currently available across our lender panel. If your loan still stacks up, we'll tell you that too. There's no pressure to refinance if it isn't the right move.

What's included in a health check

A review of your current interest rate against comparable options on the market
A check of your loan's features, such as offset accounts and redraw
A look at your loan structure against your current goals, not just when it was set up
A clear recommendation, including if the answer is to stay where you are
No cost, no obligation to refinance

Common questions

How often should I get a health check?

As a general guide, every one to two years, or after a major life change such as a pay rise, a new job, or a shift in your family circumstances.

Will this affect my credit score?

An initial conversation about your loan doesn't require a credit check. If we identify an opportunity worth pursuing, we'll explain what's involved, including any impact on your credit file, before you decide to proceed.

What if my current loan is still the best option?

Then we'll tell you exactly that. The health check is about giving you clarity, not pushing a refinance you don't need.

Speak with Manish

There's no cost to find out where you stand. Book a free health check and get a clear answer either way.

Book a Strategy Call

Prefer to call?

Reach Manish directly on 0408 987 547.