Trust & SMSF Loans

Lending arranged for family trusts and self-managed super funds, with the structure and compliance detail given the attention it needs.

Borrowing through a trust or a self-managed super fund involves more moving parts than a standard home loan, including the trust deed, the fund's investment strategy, and lender-specific requirements for these structures. Lendwise Group works with clients who are borrowing through a family trust or arranging a limited recourse borrowing arrangement (LRBA) within their SMSF.

We don't provide financial planning, tax or legal advice, and we'll always recommend you work alongside your accountant, financial adviser and solicitor on the structure itself. What we focus on is finding a lender and loan structure that fits the arrangement your professional advisers have recommended.

What we help with

  • SMSF property lending through a limited recourse borrowing arrangement (LRBA)
  • Family and discretionary trust lending
  • Coordinating with your accountant, financial adviser and solicitor on structure
  • Explaining lender-specific requirements for trust and SMSF borrowing
  • Refinancing existing trust or SMSF loans

Common questions

Can Lendwise Group tell me whether an SMSF loan is right for me?

We arrange the lending itself, but whether borrowing through your SMSF is appropriate is a financial advice question. We recommend confirming this with a licensed financial adviser before proceeding, and can work alongside them once a decision is made.

Do all lenders offer SMSF loans?

No, SMSF lending is offered by a more limited group of lenders than standard home loans, and the requirements can be stricter. We'll help identify which lenders on our panel are suited to your situation.

What documents will I need for a trust loan?

Typically the trust deed, details of the trustee, and financial information for the trust and its beneficiaries. We'll provide a full checklist once we understand your structure.

Speak with Manish

Trust and SMSF lending is handled carefully, working alongside your accountant, adviser and solicitor rather than in place of them.

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Reach Manish directly on 0408 987 547.

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