Residential Loans

Whether you're buying your first home, moving up, or refinancing, we help you find a loan that fits your situation, not just the first one you qualify for.

Buying or refinancing a home is one of the biggest financial decisions most people make, and the right loan structure matters as much as the interest rate. Lendwise Group works with first home buyers, upgraders, downsizers and investors across Melbourne to find residential lending that suits both today's budget and where your circumstances are headed.

Because Manish spent over a decade as a bank manager before moving into broking, applications are prepared the way an experienced credit assessor wants to see them, which helps reduce back-and-forth and delays once your file reaches the lender.

As an authorised Credit Representative under Connective, Lendwise Group can compare options across a wide panel of lenders rather than being limited to a single bank's products.

What we help with

  • First home purchases, including guidance on grants and schemes you may be eligible for
  • Upgrading, downsizing or moving to your next property
  • Investment property purchases and portfolio lending
  • Refinancing an existing home loan for a better rate, feature set or structure
  • Construction and renovation lending
  • Self-employed and complex-income applications

Common questions

How much can I borrow?

Borrowing power depends on your income, expenses, existing debts and the lender's own assessment criteria. Rather than guessing, we work through your actual position together so the number you're given is realistic, not just the highest figure a calculator can produce.

Do I pay for your services?

In most cases, Lendwise Group is paid a commission by the lender once your loan settles, at no direct cost to you. Any fees that may apply, such as an origination fee, are disclosed upfront before you proceed.

Is a broker better than going straight to my bank?

Going direct means you only see one lender's products. As a Credit Representative under Connective, we compare a wider panel on your behalf, and manage the application and communication with the lender for you.

Speak with Manish

Every residential loan enquiry is reviewed personally by Manish, drawing on his experience assessing loans from inside a major bank.

Book a Strategy Call

Prefer to call?

Reach Manish directly on 0408 987 547.

Free Home Loan Health Check

Already have a loan? Find out if it still fits with a free, no-obligation review.

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Ready to talk about residential loans?

Book a free, no-obligation call with Manish to discuss your options.

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